Tax Efficient Investing

Tax Efficient Investing

You never know for sure where the market is headed. Taxes, on the other hand, are a guarantee in life. However, if you invest efficiently, you can lower your tax bill and maximize your gains. Below are some different options of how someone can create a more...
Managing & Rebalancing

Managing & Rebalancing

Let’s say at this point, you’ve picked a target allocation and chosen a mix of stocks and/or ETFs to create a portfolio that is well diversified and fits your needs and preferences. If you are just starting out, your holdings are probably relatively small....
Individual Stocks vs ETFs

Individual Stocks vs ETFs

After reading that last section, chances are that you have a rough idea of what areas you may want to invest in. That is good. However, if you want to purchase individual stocks or bonds, you have millions of options. That can be a little bit overwhelming. Building a...
Diversification

Diversification

We have all heard the expression “Don’t put all your eggs in one basket.” That is the thinking behind why it is important to diversify your portfolio. In the previous section, we discussed how you can create strategy to help you diversify between stocks and...
Creating a Strategy

Creating a Strategy

Many professionals believe that one of the keys to a successful portfolio is to have a target. This target indicates the mix of different types of investments that are suitable for one’s particular financial situation. Despite its importance, very few individual...
How a Share Gets its Price

How a Share Gets its Price

In order to benefit from the magic of compound returns, one should first understand how a share of a stock is created and how it gets its price. Primary Market In the beginning, most companies start out as privately held and unavailable for purchase on a stock...